互联网创投联盟 发表于 2023-11-21 10:18:02

柬埔寨在新加坡金融科技节上展现金融科技影响力

<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.58cammp.com/static/publish/css/style.css?v=1605251010499" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=1605251010499"><!--    付费贴-->    <div class="preview_article ">            <!---->    <p><font size="4"><br></font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121110810_8_FjLWMvrl5-o0wxx6GteeQeGOKkAO.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="1280" height="853" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121110810_8_FjLWMvrl5-o0wxx6GteeQeGOKkAO.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121110810_8_FjLWMvrl5-o0wxx6GteeQeGOKkAO.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121110810_8_FjLWMvrl5-o0wxx6GteeQeGOKkAO.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font size="4">2023年11月15,新加坡金融管理局(MAS)举办的新加坡金融科技节正式开幕,一连三天在新加坡博览中心举行,今年金融科技节主题为“金融服务的人工智能应用”。</font></p><p><font size="4">&nbsp;</font></p><p><font size="4">柬埔寨央行,柬埔寨互联网创投联盟(CISA),柬埔寨金融科技协会(CAFT)共同参加了此次金融科技节,与来自全球各地的金融科技投资者、政府政策制定者、监管者、金融机构,科技公司等进行卓有成效的交流,一方面了解和学习了全球金融科技发展的趋势,另一方面也向全球展示了柬埔寨金融科技发展的机遇。</font></p><p><font size="4"><br></font></p><p><font size="4">在此次新加坡金融科技节上,柬埔寨央行与蚂蚁金服集团签署MOU,通过央行的BAKONG网络与支付宝的Alipay+网络互联互通,推进跨境二维码支付。</font></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121110831_8_FlxahJtPqZ6v9jwcgwR4cVdWXgu3.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="750" height="440" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121110831_8_FlxahJtPqZ6v9jwcgwR4cVdWXgu3.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121110831_8_FlxahJtPqZ6v9jwcgwR4cVdWXgu3.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121110831_8_FlxahJtPqZ6v9jwcgwR4cVdWXgu3.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font color="#696969" size="3">Chea Serey (左),柬埔寨央行行长, Douglas Feagin,蚂蚁集团高级副总裁(右)签署MOU&nbsp;</font></p><p><font size="4">&nbsp;</font></p><p><font size="4">这意味着:</font></p><p><font size="4"><br></font></p><p><font size="4">柬埔寨的已经加入柬埔寨央行BAKONG系统的支付公司和银行的用户,可以通过BAKONG的网络在全球Alipay+的商户上进行扫码支付,包括中国大陆的商户;</font></p><p><font size="4"><br></font></p><p><font size="4">已经加入Alipay+的支付公司的用户,可以通过Alipay+的网络在柬埔寨的KHQR(高棉二维码)的商户进行支付。</font></p><p><font size="4"><br><b><font color="#8b0000">在金融科技节会议的间隙,CISA, CAFT以及NBC的团队也一起拜访了:</font></b></font></p><p><font size="4"><br></font></p><p><font size="4">1)字节跳动Byte Dance旗下的Tik Tok,探讨了Tik Tok在柬埔寨开通Tik Tok Shop的可能性;</font></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121110909_8_FmLOZ0lat1JOqgLwypLdkTKrVeCv.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="1280" height="960" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121110909_8_FmLOZ0lat1JOqgLwypLdkTKrVeCv.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121110909_8_FmLOZ0lat1JOqgLwypLdkTKrVeCv.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121110909_8_FmLOZ0lat1JOqgLwypLdkTKrVeCv.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font size="4">2)全球第一的信用卡组织VISA,主题为“Embedded Everywhere The next wave of Fintech”</font></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121111044_8_FhTU92N5TSX-IHCRyJlu1ToZAwD3.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="1170" height="842" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121111044_8_FhTU92N5TSX-IHCRyJlu1ToZAwD3.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121111044_8_FhTU92N5TSX-IHCRyJlu1ToZAwD3.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121111044_8_FhTU92N5TSX-IHCRyJlu1ToZAwD3.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font size="4">3)华为新加坡研发总部,并在华为新加坡研发总部与华为云生态合作伙伴进行了全面友好的交流,华为的合作伙伴包括:</font></p><p><font size="4">&nbsp;</font></p><p><font size="4">VC社群以及投资机构:墨腾创投</font></p><p><font size="4"><br></font></p><p><font size="4">互联网券商:老虎证券</font></p><p><font size="4"><br></font></p><p><font size="4">AI扫描文档解决方案提供商:合合信息</font></p><p><font size="4"><br></font></p><p><font size="4">冬海集团旗下的Sea Money</font></p><p><font size="4"><br></font></p><p><font size="4">新加坡第一家数字银行:绿联数字银行</font></p><p><font size="4"><br></font></p><p><font size="4">新加坡第一的华人外卖平台:唐人街外卖</font></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121111125_8_FlWBFMvQ_h-6XcxgGSHd9NSfWkNP.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="1280" height="960" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121111125_8_FlWBFMvQ_h-6XcxgGSHd9NSfWkNP.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121111125_8_FlWBFMvQ_h-6XcxgGSHd9NSfWkNP.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121111125_8_FlWBFMvQ_h-6XcxgGSHd9NSfWkNP.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><strong><font size="4" color="#8b0000">附录:本次新加坡金融科技节其他重要主题活动摘要:</font></strong></p><p><font size="4">&nbsp;</font></p><p><font size="4"><b>1. IMF总裁:公共领域应继续部署中央银行数字货币</b></font></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121111146_8_FsrR8zp8IzzsLdDTdFrj7M21Ejpn.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="800" height="533" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121111146_8_FsrR8zp8IzzsLdDTdFrj7M21Ejpn.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121111146_8_FsrR8zp8IzzsLdDTdFrj7M21Ejpn.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121111146_8_FsrR8zp8IzzsLdDTdFrj7M21Ejpn.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font size="3" color="#696969">国际货币基金组织总裁格奥尔基耶娃阐述中央银行数字货币的优势及发展前景。</font></p><p><font size="4">&nbsp;</font></p><p><font size="4">格奥尔基耶娃星期三(11月15日)出席2023年新加坡金融科技节并发表主旨演讲,阐述中央银行数字货币的优势及发展前景。</font></p><p><font size="4"><br></font></p><p><font size="4">&nbsp;许多国家正在研究中央银行数字货币并制定法规来指导数字货币的发展,但它仍有很多创新空间,使用案例存在诸多不确定性。尽管如此,国际货币基金组织(IMF)总裁格奥尔基耶娃(Kristalina Georgieva)强调,现在不是回头的时候,公共领域应继续部署中央银行数字货币(CBDC)和相关支付平台,“这些平台的设计从一开始就应促进跨境支付,包括使用中央银行数字货币。”</font></p><p><font size="4"><br></font></p><p><font size="4">她指出,中央银行数字货币能否发挥优势取决于科技发展,例如人工智能可增强中央银行数字货币的优势。它可以根据各种数据提供快速、准确的信用评分,从而改善金融包容性,并可以为金融知识水平较低的人提供个性化支持,使他们不会被排除在外。</font></p><p><font size="4"><br></font></p><p><font size="4">格奥尔基耶娃也说,另一个重要潜在转变是金融资产代币化,像在区块链上发行债券。“这为中央银行数字货币打开了另一扇大门,以批发形式支付这些资产。”</font></p><p><font size="4"><br></font></p><p><strong><font size="4">2. 尚达曼:人工智能对新加坡有利 缓解编程人才短缺问题</font></strong></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121111242_8_FkD_tjWu0XJgtmQQC3jzv38oaJKp.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="800" height="533" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121111242_8_FkD_tjWu0XJgtmQQC3jzv38oaJKp.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121111242_8_FkD_tjWu0XJgtmQQC3jzv38oaJKp.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121111242_8_FkD_tjWu0XJgtmQQC3jzv38oaJKp.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font size="3" color="#696969">尚达曼出席2023年新加坡金融科技节,在炉边谈话环节中谈及人工智能对就业市场的冲击。</font></p><p><font size="4">&nbsp;</font></p><p><font size="4">新加坡总统尚达曼出席了2023年新加坡金融科技节(Singapore Fintech Festival),他在炉边谈话环节上谈及人工智能对就业市场的冲击;尚达曼指出,人工智能会取代大量编程工作,这对新加坡有利,有助缓解新加坡编程人才短缺的问题。</font></p><p><font size="4"><br></font></p><p><font size="4">尚达曼说:“非常重要的是,我们能利用科技来提高劳动队伍中每个人的工作效率,让他们享受工作。”</font></p><p><font size="4"><br></font></p><p><font size="4">不过他指出,令人担忧的是,这可能会让发展中国家更难通过业务流程外包(business-process outsourcing,简称BPO)、编程业务以及资讯通信科技(ICT)服务出口迎头赶上发达国家,因为这些服务大量工作将被人工智能取代,“事实上,这已经发生”。</font></p><p><font size="4"><br></font></p><p><strong><font size="4">3. 蚂蚁董事长:数据是当今最有价值商品之一</font></strong></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121111321_8_FueFwlAGDgTel1EFFkWkcFFBhQry.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="800" height="533" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121111321_8_FueFwlAGDgTel1EFFkWkcFFBhQry.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121111321_8_FueFwlAGDgTel1EFFkWkcFFBhQry.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121111321_8_FueFwlAGDgTel1EFFkWkcFFBhQry.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font size="3" color="#696969">蚂蚁集团董事长兼首席执行官井贤栋认为,数据的价值将随着隐私保护计算科技的提升而进一步增长。</font><font size="4"> </font></p><p><font size="4">&nbsp;</font></p><p><font size="4">蚂蚁集团董事长兼首席执行官井贤栋星期四(11月16日)在2023年新加坡金融科技节的“炉边对话”中指出,数据如今是当今市场上最有价值的商品之一,随着隐私保护计算(Privacy-Preserving Computation)科技的提升,其价值还会进一步增长。</font></p><p><font size="4"><br></font></p><p><font size="4">他在与金管局首席金融科技官莫汉蒂(Sopnendu Mohanty)的对话中,谈到未来的金融发展。他指出,隐私保护计算既能对加密数据进行计算,又能保持保护和防止数据被盗窃或滥用。如果数据通过隐私保护计算的处理技术,它的价值将会提高。</font></p><p><font size="4"><br></font></p><p><font size="4">他透露,蚂蚁集团目前正致力于降低隐私保护计算的成本,使它与其他计算形式保持一致。</font></p><p><font size="4"><br></font></p><p><font size="4">他说:“如果我们能做到这一点,那么数据的价值就会实现爆炸式增长。”</font></p><p><font size="4"><br></font></p><p><strong><font size="4">4. 新加坡金融管理局局长孟文能:MAS将试行 CBDC(Central Bank Digital Currency)</font></strong></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121111344_8_FkrSCMbRa2IxHEjQhPMNqViEhAqZ.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="800" height="533" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121111344_8_FkrSCMbRa2IxHEjQhPMNqViEhAqZ.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121111344_8_FkrSCMbRa2IxHEjQhPMNqViEhAqZ.jpg?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121111344_8_FkrSCMbRa2IxHEjQhPMNqViEhAqZ.jpg?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font size="3" color="#696969">新加坡金融管理局局长孟文能星期四(11月16日)在2023年新加坡金融科技节会上发表演讲时指出:新加坡电子支付已经扩大到多边网络。</font></p><p><font size="4">&nbsp;</font></p><p><font size="4">孟文能说,新加坡电子支付之路从国内转账,发展到双边联系,如今进而扩大到多边网络。“这让跨境支付变得更便宜、快捷和高效。”</font></p><p><font size="4"><br></font></p><p><font size="4">另外,金管局一个更大愿景是建立可互操作的系统网络,让支付、清算和结算能够即时、无缝地进行。而实现这一愿景,将有赖于数字资产、数字货币,以及数字基础设施等三个关键要素。</font></p><p><font size="4"><br></font></p><p><font size="4">就数字货币而言,孟文能指出,金管局侧重发展批发央行数字货币(wholesale CBDC)、将银行债务代币化,以及受监管的稳定币(stablecoin)等几方面。</font></p><p><font size="4"><br></font></p><p><b><font size="4">金管局将试行“实时”发行批发CBDC</font></b></p><p><font size="4"><br></font></p><p><font size="4">他说:“金管局下来将与本地银行合作,试行在国内支付过程中,使用批发CBDC作为共同结算资产……清算和结算可以在同一基础设施上一步到位,不像目前系统那样,清算和结算需要在不同系统上进行,而且结算过程滞后。”</font></p><p><font size="4"><br></font></p><p><font size="4">配合这项宣布,金管局同天公布确保能让新加坡安全及创新地使用数字货币的另外两项举措,即发表概述数字新元所需基础设施的发展蓝图Orchid Blueprint,以及扩大数字货币试验。</font></p><p><font size="4"><br></font></p><p><font size="4">新加坡金融科技节由孟文能于2016年推动发起,他将在今年12月31日卸任金管局局长职务。在谈到活动意义时,孟文能强调,在金融科技领域所做的一切努力都必须有一个更远大的目标。</font></p><p><font size="4"><br></font></p><p><font size="4">他说:<b><font color="#8b0000">“的确,金融科技能赚钱,能降低成本,还能抓住投资机遇。但更重要的是,金融科技还能解决现实世界问题,改善人们的生活,推动社会更具包容性。”</font></b></font></p><p><font size="4">&nbsp;</font></p><p class="qf_image big noneditable" contenteditable="false"><img src="https://pic.app.58cammp.com/backend/20231121111417_8_Fm2hQPahDp7gSgFUIckbNMjg4Jvs.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" alt="" width="2056" height="1170" data-qf-thumb="https://pic.app.58cammp.com/backend/20231121111417_8_Fm2hQPahDp7gSgFUIckbNMjg4Jvs.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-origin="backend/20231121111417_8_Fm2hQPahDp7gSgFUIckbNMjg4Jvs.png?watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast" data-qf-thumb-origin="backend/20231121111417_8_Fm2hQPahDp7gSgFUIckbNMjg4Jvs.png?imageView2/2/w/1080|watermark/1/image/aHR0cHM6Ly9waWMuYXBwLjU4Y2FtbXAuY29tL2FkbWluX0Z1cUVMWGRZWVNZUEE2WnBub01EdTFXTi1CYW0ucG5n/dissolve/90/gravity/SouthEast"></p><p><font size="4">&nbsp;</font></p><p><font size="4">&nbsp;</font></p>    <!----></div>            <!---->

柬影 发表于 2023-11-21 23:20:08

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