注意！支付宝、微信用户跨境转账不注意这件事，或将接受刑事调查
<!----><style type="text/css">html{font-size:375%}</style><link href="https://pic.app.58cammp.com/static/publish/css/style.css?v=1605251010513" rel="stylesheet" position="1" data-qf-origin="/static/publish/css/style.css?v=1605251010513"><!-- 付费贴--> <div class="preview_article "> <!----> <section style="white-space: normal; margin-bottom: 0px;"><section><section><section style="box-sizing: border-box; font-size: 16px;"><section style="text-align: left; justify-content: flex-start; display: flex; flex-flow: row nowrap; margin-top: 10px; margin-bottom: 10px; box-sizing: border-box;"></section></section><section><section><section></section></section></section><section class="channels_iframe_wrp"></section><section style="margin-bottom: 8px; outline: 0px; text-wrap: wrap; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; background-color: #ffffff; letter-spacing: 0.578px; text-align: center;"></section><section style="margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 1.75em; margin-bottom: 24px;"><span style="color: #595959; font-size: 16px; letter-spacing: 2px;">微信支付、支付宝这些都是中国人离不开的支付方式，自从东南亚各国针对中国游客出台了一系列的免签政策后，中国人的出国旅游热情空前高涨。</span></section><section style="margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 1.75em; margin-bottom: 24px;"><span style="color: #595959; font-size: 16px; letter-spacing: 2px;">为了方便中国人来东南亚旅游，各国为照顾中国人的消费习惯，鼓励商户们纷纷开通了微信支付以及支付宝~</span></section><section style="margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 1.75em; margin-bottom: 24px;"><span style="color: #595959; font-size: 16px; letter-spacing: 2px;">但是总有人会钻空子，利用便利在东南亚进行洗钱等违规操作。</span></section><section style="margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 1.75em; margin-bottom: 24px;"><span style="color: #595959; font-size: 16px; letter-spacing: 2px;">为此，</span><span style="color: #ba372a;"><strong><span style="font-size: 16px; letter-spacing: 2px;">在今年的4月29日，中国当局发布了一系列的新规，将会影响到所有在外华人的生活。</span></strong></span></section><section style="margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 1.75em; margin-bottom: 24px;"><span style="color: #595959; font-size: 16px; letter-spacing: 2px;">一起来看看吧！<br /></span></section><section style="margin-right: 16px; margin-left: 16px; text-align: left; line-height: 1.75em; margin-bottom: 24px;"></section><p style="text-align: center;"><img class="rich_pages wxw-img" src="https://pic.app.58cammp.com/FltAt_5AfTkPZhO8lvsaPz0oymcN" /></p></section></section></section><section style="white-space: normal; margin-bottom: 0px;"><p style="margin-right: 16px; margin-left: 16px; text-align: left; line-height: 3em;"><span style="font-size: 18px;">中国正式实施 </span><span style="font-size: 18px; color: #ba372a;"><strong style="letter-spacing: 2px;">“反洗钱”条例！</strong></span></p></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">随着社会经济的发展，洗钱、逃税等金融不法行为日益泛滥，为了有效打击这些不法行为，维护金融市场的健康与稳定。</span></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">中国当局在4月29日时，发布文告称：“自2024年5月1日起，根据《非银行支付机构监督管理条例》，微信、支付宝等非银行支付将有重大改变。”</span></section><p style="white-space: normal; margin: 24px 16px 0px; line-height: 1.75em;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;"><img class="rich_pages wxw-img" style="border-style: solid; border-width: 1px; box-sizing: border-box;" src="https://pic.app.58cammp.com/FvUT3ho4xxZ7DDCSrHi5iwjkLhGG" /></span></p><p style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; text-align: center; margin-bottom: 24px;"><span style="color: #595959; letter-spacing: 2px; font-size: 14px;">图源：中国政府网</span></p><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">本条例内容共6章、60条，明确了支付机构的定义和设立许可，完善支付业务规则，将非银行支付行业的全链条全周期监管纳入法治化、规范化轨道，防范支付风险。</span></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;"> </span></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">随着这项新条例的实行，微信支付以及支付宝自2024年5月1日起实施了一项有关收付款的重要新规，守护金融安全，守护每一笔交易。<br /></span></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"></section><p style="margin-bottom: 0px;"> </p><p style="text-align: center; margin-bottom: 0px;"><img class="rich_pages wxw-img" src="https://pic.app.58cammp.com/FphBCYpI_39eyO9EveFMVRyMCH6k" /></p><section style="white-space: normal; margin-bottom: 0px;"><p style="margin-right: 16px; margin-left: 16px; text-align: left; line-height: 3em;"><span style="font-size: 18px;">反洗钱新规</span></p><section style="margin-right: 16px; margin-left: 16px; text-align: left; line-height: 2em;"><span style="font-size: 18px;"><strong style="color: #000000; letter-spacing: 2px;">具体内容如下：</strong></span></section></section><p style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"> </p><section style="font-size: 16px; line-height: 1.75em; margin-bottom: 8px;"><section style="text-align: left; justify-content: flex-start; display: flex; flex-flow: row nowrap; margin-bottom: 10px;"><section style="display: inline-block; width: 100%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; background-color: #5f9cef; padding: 10px;"><section style="justify-content: flex-start; display: flex; flex-flow: row nowrap;"><section style="display: inline-block; width: 100%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; background-color: #ffffff; padding: 20px; border: 1px dashed #47c1a8;"><section style="text-align: justify;"><p style="white-space: normal;"><span style="color: #595959; letter-spacing: 2px;">单笔转账￥3000元以上会面临风险抽查；</span></p><section style="white-space: normal; margin-top: 8px;"><span style="color: #595959; letter-spacing: 2px;">￥0-￥1万元的抽查率为2%</span></section><section style="white-space: normal; margin-top: 8px;"><span style="color: #595959; letter-spacing: 2px;">最高单笔￥10万以上会面临10%的抽查率。</span></section><p style="white-space: normal;"> </p><p style="white-space: normal;"><span style="color: #595959; letter-spacing: 2px;">此外，账户到达以下数额也会被重点留意：</span></p><p style="white-space: normal;"> </p><section style="white-space: normal; margin-bottom: 8px;"><span style="color: #595959; letter-spacing: 2px;">a、单笔或累计现金交易超￥5万元；</span></section><section style="white-space: normal; margin-bottom: 8px;"><span style="color: #595959; letter-spacing: 2px;">b、公对公转账超过￥200万元；</span></section><section style="white-space: normal; margin-bottom: 8px;"><span style="color: #595959; letter-spacing: 2px;">c、私人账户之间转账，如果是跨境交易超过￥20万元，境内交易则超过￥50万元。</span></section></section></section></section></section></section></section><section style="white-space: normal; margin: 24px 16px 0px; line-height: 1.75em;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">这种改变代表着，</span><strong><span style="font-size: 16px; letter-spacing: 2px; color: #ba372a;">当用户使用微信支付、支付宝进行超过￥3000元的单笔交易时，交易很有可能会被税务部门抽查。</span></strong><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">为的就是加强对资金的监管，及时发现和阻止洗钱、逃税等金融犯罪行为，保护好广大用户的合法权益。</span></section><p style="text-align: center; margin-left: 16px; margin-right: 16px; margin-top: 24px;"><img class="rich_pages wxw-img" style="width: 100%; height: auto;" src="https://pic.app.58cammp.com/FnijN46jp_7rarCqys9M-q1lC5zf" /></p><p style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">假设你请一家换汇公司帮忙将现金转换为人民币，通过银行卡、微信支付、支付宝等方式汇给你的亲人。唯一不好的一点就是，如果你选择的汇款公司涉足了洗钱等灰产，你的钱就会被中国官方冻结在银行卡中，</span><strong><span style="font-size: 16px; letter-spacing: 2px; color: #ba372a;">直到现在还有许多中国同胞挣得血汗钱仍被冻结在银行卡中…</span></strong></p><p style="white-space: normal; margin: 24px 16px; line-height: 1.75em;"><span style="font-size: 16px; letter-spacing: 2px; color: #1d6db5;"><img class="rich_pages wxw-img" style="width: 100%; height: auto;" src="https://pic.app.58cammp.com/FrlF0pSKWsOdUWDSaslpf9iPHMpn" /></span></p><p style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">这种行为放在中国是违法行为，</span><span style="font-size: 16px; letter-spacing: 2px; color: #1d6db5;">由</span><span style="font-size: 16px; letter-spacing: 2px; color: #1d6db5;">于以前银行对银行卡的监管比较严格，所以很多在外务工的打工人换汇选择通过第三方换汇公司、微信或者支付宝去操作的会更多一些。</span></p><p style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">但随着新条例的实施，这样做的风险陡然上升！</span></p><p style="text-align: center; margin-bottom: 0px;"><img class="rich_pages wxw-img" src="https://pic.app.58cammp.com/FlEQCJZttgQ1mSZhOeH-VdjqXjLH" /></p><section style="white-space: normal; margin-bottom: 0px;"><p style="margin-right: 16px; margin-left: 16px; text-align: left; line-height: 3em;"><span style="font-size: 18px;">请勿相信“合法”汇款广告<br /></span></p><section style="margin-right: 16px; margin-left: 16px; text-align: left; line-height: 2em;"><span style="font-size: 18px;"><strong style="color: #000000; letter-spacing: 2px;">如有需要请走微信支付等合法渠道</strong></span></section></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;">再把“<span style="color: #595959; font-size: 16px; letter-spacing: 2px; background-color: #ffffff;">私人账户之间转账，如果是跨境交易超过￥20万元，境内交易则超过￥50万元”这一条单独拿出来说说。</span></span></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;"><span style="color: #595959; font-size: 16px; letter-spacing: 2px; background-color: #ffffff;"> </span></span></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="color: #595959; font-size: 16px; letter-spacing: 2px; background-color: #ffffff;">这代表着，从即刻起，</span><span style="background-color: #ffffff; font-size: 16px; letter-spacing: 2px; color: #1d6db5;">海外华人通过微信支付、支付宝等非银行支付通道转移交易国内资金不再处于无人监管的“灰色地带”，</span><span style="color: #595959; font-size: 16px; letter-spacing: 2px; background-color: #ffffff;">而且有了明确的监管办法，你的每一笔交易都有可能会被抽查。<br /></span></section><p style="text-align: center; margin-left: 16px; margin-right: 16px; margin-top: 24px;"><img class="rich_pages wxw-img" style="width: 100%; height: auto;" src="https://pic.app.58cammp.com/Fs6CmJvfo75Tno5Ckwr1RiNbIFt1" /></p><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-size: 16px; letter-spacing: 2px; color: #595959;"><span style="background-color: #ffffff;">再想想中国驻新加坡大使馆去年12月底时发布的一则关于汇款安全的公告中的</span></span><span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; outline: 0px; font-size: 16px; letter-spacing: 2px; color: #595959;">提醒。</span></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"></section><section style="white-space: normal; margin-left: 16px; margin-right: 16px; line-height: 1.75em; margin-bottom: 0px;"><span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; outline: 0px; font-size: 16px; letter-spacing: 2px; color: #595959;">让各位在新中国公民，</span><a style="text-decoration: underline;" href="http://mp.weixin.qq.com/s?__biz=MzI2ODk2ODg1Mw==&mid=2248590848&idx=3&sn=5b57cf7970ec44e58bc35983e691fcc0&chksm=e91510fade6299ec8f63c557f094fd083e300cda5d163a0548dbff468439b99cbcce93a2f594&scene=21#wechat_redirect" target="_blank" rel="noopener"><span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; outline: 0px; font-size: 16px; letter-spacing: 2px; color: #1d6db5;">请勿轻信各类所谓“合法”汇款广告，务必通过符合中国法律规定的金融机构向境内汇款，以免遭受不必要的财产损失。</span></a></section><section style="margin-right: 16px; margin-bottom: 0px; margin-left: 16px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; background-color: #ffffff; line-height: 1.75em;"></section><section style="margin-right: 16px; margin-bottom: 0px; margin-left: 16px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; background-color: #ffffff; line-height: 1.75em;"><span style="outline: 0px; font-size: 16px; letter-spacing: 2px; color: #595959;"> </span></section><section style="margin-right: 16px; margin-bottom: 0px; margin-left: 16px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; background-color: #ffffff; line-height: 1.75em;"><span style="outline: 0px; font-size: 16px; letter-spacing: 2px; color: #595959;">如遇境内账户被执法部门冻结的情况，请主动与办案单位联系，根据要求提供相关证明材料，以维护自身合法权益。</span><p style="outline: 0px;"> </p></section><p style="text-align: center; margin-left: 16px; margin-right: 16px; margin-top: 24px;"><img class="rich_pages wxw-img" style="width: 100%; height: auto;" src="https://pic.app.58cammp.com/FgjPZW4z1EwNbsvgi6S0tk4lPlIr" /></p><section style="margin-right: 16px; margin-bottom: 0px; margin-left: 16px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; background-color: #ffffff; line-height: 1.75em;"></section><p style="margin-right: 16px; margin-bottom: 8px; margin-left: 16px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; background-color: #ffffff; line-height: 1.75em;"><span style="color: #ba372a;"><strong><a style="font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; font-size: 16px; letter-spacing: 2px; color: #ba372a; text-decoration: underline;" href="http://mp.weixin.qq.com/s?__biz=MzI2ODk2ODg1Mw==&mid=2248432088&idx=5&sn=15f5aafad01159b756d018bdf497d9cc&chksm=e9178f22de600634eb672eec196886fa8f144e9307c090c0ae24d2b6b5c5ac5b5f848f1d4783&scene=21#wechat_redirect" target="_blank" rel="noopener"><span style="font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; font-size: 16px; letter-spacing: 2px;">目前，微信、支付宝能够绑定柬埔寨的Visa或银联银行卡了。</span></a></strong></span><span style="outline: 0px; color: #595959;"><span style="outline: 0px; font-size: 16px; letter-spacing: 2px;">日常在网上购物、或者回国探亲的话，二维码扫码支付均可使用！</span></span></p><section style="margin: 0px; padding: 0px; max-width: 100%; color: #333333; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; overflow-wrap: break-word !important; box-sizing: border-box !important;"><section style="margin: 0px; padding: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box !important;"><section><section style="margin: 0px; padding: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box !important;"></section><p style="margin: 0px 16px; padding: 0px; max-width: 100%; text-align: justify; line-height: 1.75em; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box !important; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; letter-spacing: 2px; color: #595959; display: inline !important;">不管政策怎么变，走官方列出来的正规合法渠道汇款准不容易出事儿......</span></p><p style="margin: 0px 16px; padding: 0px; max-width: 100%; text-align: justify; line-height: 1.75em; overflow-wrap: break-word !important; box-sizing: border-box !important;"> </p><p style="margin: 0px 16px; padding: 0px; max-width: 100%; text-align: justify; line-height: 1.75em; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box !important; color: #595959;"><span style="margin: 0px; padding: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box !important; font-size: 16px; letter-spacing: 2px; color: #595959;">针对此事，通心粉们有什么看法呢？欢迎留言评论～</span></span></p><p style="margin: 0px 16px; padding: 0px; max-width: 100%; text-align: justify; line-height: 1.75em; overflow-wrap: break-word !important; box-sizing: border-box !important;"> </p><p style="margin: 0px 16px; padding: 0px; max-width: 100%; text-align: justify; line-height: 1.75em; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="margin: 0px; padding: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box !important; color: #595959;"><span style="margin: 0px; padding: 0px; max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box !important; font-size: 16px; letter-spacing: 2px; color: #595959;">来源：新加坡万事通</span></span></p></section></section></section><p style="display: none;"> </p> <!----></div> 在柬埔寨不找第三方换汇还有其他方式吗？在这边有符合国内的规定的换汇点吗？ 那从银行换出来的呢？比如aba 新的“反洗钱”条例的实施，是中国当局为了加强对金融交易的监管，防范洗钱、逃税等违法行为的重要举措。以下是我对这一新规的看法：1. **保护金融系统的稳定和安全**：新规的实施能够更好地保护金融系统的稳定，防止不法分子利用微信支付、支付宝等非银行支付平台进行洗钱活动。通过严格的抽查和监管，能够及时发现和阻止可疑交易，维护金融市场的健康发展。
2. **提升交易透明度**：新规要求对大额交易进行抽查，有助于提升交易的透明度，减少非法资金流动的风险。这对于维护金融秩序、保护合法用户的利益具有重要意义。
3. **对合法用户的影响**：虽然新规可能会给一些合法用户带来不便，但从长远来看，这些措施能够增强支付平台的安全性，保护用户的资金不被非法利用。用户需要适应新的监管环境，确保自己的交易符合规定，以避免不必要的麻烦。
4. **对第三方换汇公司的影响**：新规可能对那些依赖第三方换汇公司的用户产生影响。由于这些公司有时会涉及非法操作，用户需要更加谨慎，选择通过合法途径进行汇款和交易，以免资金被冻结。
5. **跨境交易的监管**：对跨境交易的严格监管，有助于防止非法资金通过境外渠道进入国内市场。海外华人在进行跨境汇款时，需要更加注意遵守相关规定，选择合规的金融机构和支付方式。
6. **提升用户意识**：新规的实施提醒用户提高对金融安全的重视，避免轻信所谓“合法”汇款广告，防范潜在的诈骗和非法操作风险。用户应当增强法律意识，选择合法渠道进行交易， 哎 唉， 匪过如梭，兵过如篦，官过如剃。日子要到头了 :lol:lol 无语 好的 无奈 曹